What I can say. My refinance is finally done, it was long process due my not easy situation, but Travis Saling and all his team did everything needed to get it done. Thank you Travis for everything you did for me, thank you for your 24/7 availability. If anyone needs to buy or rife a property, go see Travis Saling, he is the best, I am not easy customer, but Travis was SUPER GREAT with LOTS of patience. He helped me to rife from 5.875% (35 remaining years) to 3.875% (30 years) loan. Thank you again Travis and TEAM HOME LOANS.