Team Home Loans
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Inflation Reduction Act can put ‘green’ in your pockets

Signed into law Aug. 16, The Inflation Reduction Act (IRA) could mean big savings on big-ticket environmental upgrades for American homeowners, as well as lower annual energy costs. The bill features $1.6 billion in potential tax savings and more than $80 billion in energy rebates – up to $14,000 per household – for energy-efficient appliances […]

Buy first or sell first? That is a good question!

Before you start seriously searching for a new home, or move to put your current home on the market, you might ask: Should I try to buy first, then sell, or vice versa? Good question. Both options have risks and rewards. While selling the current house before buying a new one is usually the more […]

Team Home Loans guides your homebuying journey

Today, there are many reasons buyers may want to move more quickly. In addition to a still-limited supply and rising mortgage rates, you may desire to change school districts before the school year. You may need to relocate for work. Whatever the reason, Team Home Loans Home Loans is your trusted guide through the home-buying […]

Numbers show home prices may be peaking

The turning leaves and ringing school bells of autumn signal it is time to move on with the inevitable formation of families and the enduring American Dream of homeownership. As we roll into fall of 2022, home shoppers are looking for balance as the country navigates unprecedented economic volatility. There’s some good news. Though still […]

Team Home Loans team supports ongoing American Dream

After the Housing Crash and the Great Recession ended more than a decade ago, the U.S. experienced an extended period of low rates and cheap borrowing. The Pandemic Housing Boom of 2020 – 2021 built on that already impressive momentum. Sooner or later, the pendulum was bound to swing. It turns out that the ebb […]

Knowing home insurance: Boring, but very important

It may not be the most interesting subject in the world, but every person who has a home mortgage or plans to get one will be required to purchase homeowner insurance. It is important to understand insurance basics – premiums, deductibles, and limits of coverage. The premium is the amount the insured pays for coverage […]

Federal initiative aims to close housing supply gap

Earlier this summer, Housing and Urban Development (HUD) Secretary Marcia Fudge announced the federal “Our Way Home” initiative, an effort to boost the nation’s affordable housing supply in a sustainable way. It builds upon President Joe Biden’s plan to close the housing supply gap in five years. Our Way Home envisions an an “all-hands-on-deck” approach […]

Making your next move your best move

With an average of 11 “residence changes” during their lifetimes, most Americans have considerable experience packing up, moving out, and then settling in again. Make your next move your best move with a few tips to preserve your patience, your money and your back. Make plans: Begin to “sort and purge” about two months before […]